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PayPal offers easy ways to pay over time. You can use PayPal Credit or PayPal Pay Later. Each splits costs into manageable chunks. Here’s the breakdown.
PayPal Credit acts like a digital credit card. You get a reusable credit line from Synchrony Bank. Apply through your PayPal account. Approval depends on your credit score. Minimum limit starts at $250.
For purchases over $99, you get 6 months to pay, interest-free. Pay it off in time, no extra cost. Miss the deadline, interest kicks in from day one. Current rate is 31.39%, but it can change. Under $99? No special deal—interest applies right away.
Payments aren’t fixed. You make a minimum each month. Amount depends on your balance. Pay more or clear it fast to skip interest. Late fees can hit $41. Learn more on PayPal’s Credit page.
Pay Later splits into two options: Pay in 4 and Pay Monthly. Both are for one-time buys.
Pay in 4 covers purchases from $30 to $1,500. You pay four equal parts. First payment hits at checkout. Three more come every 2 weeks. Total time: 6 weeks. No interest, no fees—even if you’re late. Check it out at PayPal’s Pay in 4 page.
Pay Monthly is for $199 to $10,000 purchases. You pick 6, 12, or 24 months. Payments stay fixed. Interest ranges from 9.99% to 35.99%, based on your credit. WebBank handles approval. Details are on PayPal’s Pay Monthly page.
Log into PayPal. At checkout, pick PayPal Credit or Pay Later. Follow the steps to apply or confirm. Payments pull from your bank or debit card. Credit cards don’t work for Pay Monthly.
Love our Mobibooth Aura photo booth? PayPal financing helps. Split the cost with Pay in 4 for smaller gear. Use Pay Monthly for big items like the Aura. PayPal Credit works for repeat buys across our store.
Not every state gets all options—Missouri and Nevada miss Pay in 4. PayPal Credit needs a credit check. Pay Later uses a softer one. Photo Booth manufacturers like Mobibooth must offer it at checkout.
Pay in 4: 4 payments, no interest. Pay Monthly: 6, 12, or 24 payments with interest. PayPal Credit: 6 months free, then minimums. Choose what fits your budget.
Need a new photo booth? Shop Mobibooth’s lineup and pay your way. Questions? Hit us up!
